TRADE INSURANCE FOR TILERS
As tilers, you understand how to bring things together to create a smooth and durable surface. Think of Tradesure as your grouting, bringing together all of your insurance needs and making them stick! We don’t just offer Public Liability for tilers, we consult with you, one-on-one, to find out all the areas where you may need insurance protection. At Tradesure, we specialise in insurance for tradesmen and subcontractors.
TILERS PUBLIC LIABILITY INSURANCE
When you are on a project, it’s normal to have tools and equipment out. Unfortunately there is only so much you can do to make them obvious to others, but there will always be some risk of people tripping over them. This is where a good Tilers Public Liability Insurance comes in and will protect you from possible financial loss.
Public Liability covers injury to third parties and damage to property of third parties that you and your employees are responsible for in the course of your business, Legal fees incurred during a claim are also covered by this policy. Our prices start at $31.97 a month for $5,000,000 limit.
TILERS TOOLS INSURANCE
We understand the value of your work tools. Saws, diamond blades, adhesives and trowels don’t come cheap. Tradesure offers Trade Tool Insurance against theft or damage of equipment, which not only covers the big ticket items but your stock as well. Our experienced insurance team know how much lost productivity can cost if you are without a piece of essential equipment for any length of time. In the event of a claim we will make you a priority.
What’s covered with our Tool Insurance:
Your tools and stock for Fire & Specified Perils, Flood, Theft following forcible entry to a locked building or locked vehicle, damage in transit due to a collision or overturning of the vehicle the items are in.
* Covered Australia wide in any vehicle or building
* Cover for Stock up to $2,000
* Cover for any one item up to $2k automatically – if any items need insurance are over $2k, these will to be specified (no charge)
* You can also include Electronic items for Accidental Damage up to $1,000 which is additional to the standard cover– these need to be specified. *QBE Policies only
Please Note – our standard excess is $500 per claim (not per item).
TILERS VEHICLES & TRAILER INSURANCE
We can offer Commercial Vehicle/Trailer Insurance to cover your van, ute and trailer. With Tradesure, you’ll be prepared for the unexpected if your work vehicle/trailer is involved in an accident or is stolen. Trailer insurance will cover your work vehicle/trailer where ever you are, on site, at home or in transit.
Premiums start from $14.99 per month on work trailers up to $5,000.
ACCIDENT AND SICKNESS INSURANCE
Tradesure thinks beyond your tools of the trade. We also offer 24/7 Illness and Injury Insurance that covers you onsite and offsite. With Tradesure’s income protection policy you can receive up to 5 years accident benefits and up to 2 years sickness benefit. Take care of yourself, your family and your business in the event that you can’t work for a period of time with illness and injury insurance.
There are two choices – 1. Accident and Sickness or 2. Accident Only cover, with varying benefit periods (the maximum time you will be paid) from 1 year up to 5 years for Accident Claims and up to 2 years for sickness claims.
Monthly premiums are available through Premium Funding (Additional charges apply).
CONTRACT WORKS INSURANCE
Contract Works covers damage to the work you are doing while under construction from occurrences such as flood, storm, theft of materials and fire. Although this is often insured by the builder on projects, there maybe cause for you as a carpenter to insure the work/contract you are undertaking. As a carpenter you can insure any single contract or have an Annual Contract Works policy to cover all the work you do and once again monthly premiums through Premium Funding (Additional charges apply) are available.
If you have employees then you need to have them covered by Workers Compensation (Work Cover in some States). At Tradesure we can obtain competitive Workers Compensation premiums for you with Australia’s biggest insurers who also provide an efficient and proactive claims service. We also recommend that you check with your local state authority to see that any of your subcontractors maybe classed as employees under your states Workers Compensation legislation and that you may be required by law to insure subbies under your Workers Compensation policy.
PROMPT CLAIM SERVICE
We understand it’s important that claims be dealt with as soon as possible. If your claim details and paper work are in order, we guarantee a maximum 5 business day settlement on your tools claim. Tradesure Insurance Claims receive priority and we have a dedicated team member to support you with any claims you make, to make sure you receive your full entitlements as soon as possible.
TRADESURE TRADESMAN INSURANCE
Our team are experts in trade insurance, we have the industry knowledge and experience to cater an insurance policy package specifically for your needs. Save time and money by trusting your insurance to Tradesure. We know what it’s like to be a contractor or run a small business that’s why we offer a pay by the month option for all our premiums, to take the sting out of lump sum insurance payments.