Trailer insurance

Request a quote

It’s likely that your trailer holds all your essential tools and equipment necessary for carrying out your trade. Protecting them is vital and trailer insurance is a must have for any tradie.

Imagine a rear end collision damaging your trailer, stopping you from getting your equipment on-site. Or worse, it being stolen, and you now face the set back of having to bear the cost or replacing lost tools. Just as you get insurance for your truck or ute, Trailer insurance is a must have for protecting your livelihood against the unforeseen.

What is work trailer insurance?

Trailer insurance offers financial protection for you in the event of an accident, collision, theft or vandalism to your trailer. It’s designed to cover repair or replacement costs, providing you with protection against unexpected financial losses.

Work trailer insurance is specifically designed for trailers that are used for business purposes, offering comprehensive cover for incidents that might occur during work-related activities. This includes the transportation of goods, tools, and equipment to and from work sites.

What are the differences between vehicle insurance and trailer insurance policies?

Understanding the distinction between CTP car insurance, which is essential for covering legal liability in the event of accidents involving your vehicle, and trailer insurance is important. It’s a common misconception that trailers are automatically covered under vehicle insurance, particularly if it’s connected to the vehicle. This coverage can significantly be affected once the trailer is detached, revealing gaps in protection.

For comprehensive protection, especially when the trailer is frequently disconnected, obtaining dedicated trailer insurance is recommended.

Fast track your insurance claim

What are the differences between vehicle insurance and trailer insurance policies?

Understanding the distinction between CTP car insurance, which is essential for covering legal liability in the event of accidents involving your vehicle, and trailer insurance is important. It’s a common misconception that trailers are automatically covered under vehicle insurance, particularly if it’s connected to the vehicle. This coverage can significantly be affected once the trailer is detached, revealing gaps in protection.

For comprehensive protection, especially when the trailer is frequently disconnected, obtaining dedicated trailer insurance is recommended.

What are unapproved trailer modifications?

Unapproved modifications to your trailer involve changes that do not comply with legal safety standards or manufacturer specifications. These may include alterations to the structure or towing mechanisms that haven’t been officially approved by inspection. If your trailer has any modifications that are not approved, you will not satisfy the trailer insurance cover. It’s important to ensure that any modifications made meet the necessary safety and legal requirements to avoid impacting the trailer’s roadworthiness and insurance cover.

Trailer modifications can be made by the original manufacturer or by following the manufacturer’s instructions. When a modification is made that may affect the trailer’s compliance, the manufacturer can provide owners with a letter of compliance that states how the trailer has been modified and that it continues to comply with the applicable vehicle standards.

Simple modifications like adding a spare wheel, storage box, or cage to your box trailer do not usually require certification but it’s always important to ensure any changes do not compromise the trailer’s compliance with safety standards.

Maintaining accurate records of all modifications and compliance certificates is crucial for trailer insurance purposes and will help in the event of a claim. It is also worth noting that even compliant modifications may affect your trailer’s resale value.

What is and isn’t covered?

Why use Tradesure?

The right cover

Find an insurance solution that works for you and gives you the right coverage for your specific trade. Peace of mind for getting on-site.

No nonsense

Review your current policy and get an honest assessment of your current policy and any issues that could affect you should there be a claim

Support when you need it

An experienced team on hand ready to help. If the unexpected happens and you need to make a claim, we are here to go into bat for you and help take the pressure off by liaising with insurers on your behalf.

Frequently Asked Questions

Get Covered Now

Don’t wait for the unexpected to happen. Reach out to us today to safeguard you and your business against unforeseen accidents and liabilities.

Request a quote