ROOFING CONTRACTOR INSURANCE
If you work in roofing, you must know the value of having solid coverage without any gaps or leaks. At Tradesure we work on the same level, making sure you’re insured for every aspect of your job – leaving no holes in your paperwork.
We only work with tradies and subbies – that’s how we know so much about insurance and public liability for roofers. More than just your basic insurance cover, we can tailor-make an entire insurance package to suit you and your specific work. Think of us like cladding – securing all your insurance needs under one roof.
ROOFERS PUBLIC LIABILITY INSURANCE
When you are on a project, it’s normal to have tools and your safety gear on a roof. Unfortunately there is only so much you can do to make them obvious to others, but there will always be some risk of people tripping over them. This is where a good Roofing Public Liability Insurance comes in and will protect you from possible financial loss.
Public Liability covers injury to third parties and damage to property of third parties that you and your employees are responsible for in the course of your business, Legal fees incurred during a claim are also covered by this policy. Our prices start at $35.97 a month for $5,000,000 limit.
TOOLS & EQUIPMENT INSURANCE
What’s covered with our Tool Insurance:
Your tools and stock for Fire & Specified Perils, Flood, Theft following forcible entry to a locked building or locked vehicle, damage in transit due to a collision or overturning of the vehicle the items are in.
* Covered Australia wide in any vehicle or building
* Cover for Stock up to $2,000
* Cover for any one item up to $2k automatically – if any items need insurance are over $2k, these will to be specified (no charge)
* You can also include Electronic items for Accidental Damage up to $1,000 which is additional to the standard cover– these need to be specified. *QBE Policies only
Please Note – our standard excess is $250 per claim (not per item).
TRAILER & VEHICLE INSURANCE FOR ROOFING CONTRACTORS
If you have a ute for work, no doubt you already have work vehicle insurance, but what about your trailer? Tradesure can arrange trailer insurance to help get you back on the road if you’ve been in an accident or had your trailer stolen. We also suggest covering your trailer’s contents with tool insurance as this will cover the stock and tools in the trailer in the event of accident or theft.
ROOFING SICKNESS & ACCIDENT INSURANCE
We strongly recommend sickness and accident insurance to protect your income. Tradesure offers 24/7 Illness and Injury Insurance and has you covered whether you get hurt at work or somewhere else in Australia if it’s work related or not. At Tradesure we think this is one of the most important insurances any self employed tradie can have.
There are two choices – 1. Accident and Sickness or 2. Accident Only cover, with varying benefit periods (the maximum time you will be paid) from 1 year up to 5 years for Accident Claims and up to 2 years for sickness claims.
Monthly premiums are available at no additional cost.
If you have employees then you need to have them covered by Workers Compensation (Work Cover in some States). At Tradesure we can obtain competitive Workers Compensation premiums for you with Australia’s biggest insurers who also provide an efficient and proactive claims service. We also recommend that you check with your local state authority to see that any of your subcontractors maybe classed as employees under your states Workers Compensation legislation and that you may be required by law to insure subbies under your Workers Compensation policy.
PROMPT CLAIM SERVICE
We understand it’s important that claims be dealt with as soon as possible. If your claim details and paper work are in order, we guarantee a maximum 5 business day settlement on your tools claim. Trade Insurance Claims receive priority and we have a dedicated team member to support you with any claims you make, to make sure you receive your full entitlements as soon as possible.
CONTRACT WORKS INSURANCE
Contract Works covers damage to the work you are doing while under construction from occurrences such as flood, storm, theft of materials and fire. Although this is often insured by the builder on projects, there maybe cause for you as a carpenter to insure the work/contract you are undertaking. As a carpenter you can insure any single contract or have an Annual Contract Works policy to cover all the work you do and once again monthly premiums at no additional cost are available.
TRADESURE ROOFER INSURANCE
Ok, so you’ve probably figured out we are at the top of our game, but your premiums won’t be through the roof! Actually, Tradesure gives you the opportunity to pay by the month and at no extra cost.
For all your Roofing Insurance needs contact Tradesure on 1800 872 331, complete our Quote Request form and one of our team will contact you.