We understand plumbers – in fact plumbers are one of our largest customer groups. We know how plumbers operate their businesses and importantly, we understand that plumbers want the best possible level of insurance cover for the most affordable price.
At Tradesure we specialise in insurance for tradies, subbies and builders.
We know plumbers need insurance specific to their field. We don’t do home and contents insurance – we only do insurance for tradesmen.
HASSLE FREE PLUMBERS INSURANCE
At Tradesure we know how to make things easier for you and your business. We allow plumbers to pay their plumbers insurance premiums by the month through Premium Funding (Additional charges apply).
And managing your insurance policies is easy. Ask your Tradesure insurance adviser about bundling your insurance to include the essentials: Public Liability Insurance, Work Vehicle Insurance, Work Tools Insurance and Injury & Illness Insurance (previously Income Protection). Then depending on your circumstances you may also required other insurances that may apply to your plumbing business including tax audit, transit, statutory liability, property and theft.
For insurance for business premises, please contact one of our friendly team members at Tradesure on 1800 872 331.
PLUMBERS PUBLIC LIABILITY INSURANCE
Plumbers Public Liability Insurance is an essential for all plumbing contractors. We provide competitively priced Public Liability insurance policies to cover your business in the event of damage to property or injury to another person while on the job. Speak to our experienced insurance advisers about Public Liability insurance.
* For Victorian Plumbers our policy meets their Public Liability requirements.
WORK TOOLS, EQUIPMENT & STOCK COVER?
Tradesure provide trade specific Work Tool Insurance for all your mobile equipment, stock and tools. Avoid out of pocket costly replacements and work downtime due to buying new equipment by insuring your tools and equipment.
What’s covered with our Tool Insurance:
Your tools and stock for Fire & Specified Perils, Flood, Theft following forcible entry to a locked building or locked vehicle, damage in transit due to a collision or overturning of the vehicle the items are in.
* Covered Australia wide in any vehicle or building
* Cover for Stock up to $2,000
* Cover for any one item up to $2k automatically – if any items need insurance are over $2k, these will to be specified (no charge)
* You can also include Electronic items for Accidental Damage up to $1,000 which is additional to the standard cover– these need to be specified. *QBE Policies only
Please Note – our standard excess is $500 per claim (not per item).
PROTECTING YOUR INCOME
Plumbers commonly cover their work vehicle and tools, but neglect to cover their most important asset – their income. Tradesure’s Illness and Injury Insurance provides 24 hours a day, 7 days a week insurance cover. Not to be confused with WorkCover, Illness and Injury Insurance is quite a different matter. It’s designed to pay an income when you are unable to work whether the cause of your injury or illness is work related or not 24/7.
TRAILER & WORK VEHICLES
Our Tradesure team can advise on the best work vehicle and trailer insurance for you. For carpenters a work vehicle/ trailer is like a third arm, you cannot carry out your job without them. Protect your assets and livelihood with Tradesure Work Vehicle/Trailer Insurance
Premiums start from $14.99 per month on work trailers up to $5,000.
CONTRACT WORKS INSURANCE
Contract Works covers damage to the work you are doing while under construction from occurrences such as flood, storm, theft of materials and fire. Although this is often insured by the builder on projects, there maybe cause for you as a electrician to insure the work/contract you are undertaking. As a plumber you can insure any single contract or have an Annual Contract Works policy to cover all the work you do. Monthly premiums through Premium Funding (Additional charges apply) are available.
If you have employees then you need to have them covered by Workers Compensation (Work Cover in some States). At Tradesure we can obtain competitive Workers Compensation premiums for you with Australia’s biggest insurers who also provide an efficient and proactive claims service. We also recommend that you check with your local state authority to see that any of your subcontractors maybe classed as employees under your states Workers Compensation legislation and that you may be required by law to insure subbies under your Workers Compensation policy.
PROMPT CLAIM SERVICE
We understand it’s important that claims be dealt with as soon as possible. If your claim details and paper work are in order, we guarantee a maximum 5 business day settlement on your tools claim. Tradesure Insurance Claims receive priority and we have a dedicated team member to support you with any claims you make, to make sure you receive your full entitlements as soon as possible.
PLUMBERS INSURANCE YOU CAN TRUST
Tradesure plumber insurance policies are competitive and our pay-by-the-month premiums (Available through Premium Funding – Additional charges apply) make them even more affordable. Ask your Tradesure advisor to show you just how much you can save. Not convinced? Then we invite you to compare your cover and premium cost with other reputable insurance facilities. You’ll soon see for yourself that at Tradesure we make it easy because we know how plumbers operate and our policies are affordable. But don’t just take our word for it, this is what one of our tradie customers had to say:
Ryan, a Tradie from Caulfield South said “Tradesure were the only ones who didn’t charge extra for direct debit by the month and Kris was great.”