Tradesure advisers can seal up any cracks in your plasterers insurance package. We specialise in tradies and subbies insurance, which allows us to have access to expert industry knowledge and experience. Our team can cater for your plasterers Public Liability insurance as well as covering your work tools against theft. We can also customise illness and injury insurance specific to your trade.
PLASTERERS PUBLIC LIABILITY INSURANCE
When you are on a job, it’s normal to have equipment about the place. Unfortunately there is only so much you can do to make them obvious to others, but there will always be some risk of people tripping over them. This is where a good Plasterer’s Public Liability Insurance comes in and will protect you from possible financial loss.
Public Liability covers injury to third parties and damage to property of third parties that you and your employees are responsible for in the course of your business, Legal fees incurred during a claim are also covered by this policy. Our prices start from $31.97 a month for $5,000,000 limit.
OTHER COVERS AVAILABLE
PLASTERERS TRADE TOOL INSURANCE
We understand that you, as plasterers, need an array of specialist equipment to carry out your job. If your tools were to be stolen or damaged your business could suffer in with excessive down time plus the cost of replacement, all this could be a significant financial set back. Tradesure’s Trade Tool Insurance can cover the replacement of your tools to help you get back on the job sooner.
What’s covered with our Tool Insurance:
Your tools and stock for Fire & Specified Perils, Flood, Theft following forcible entry to a locked building or locked vehicle, damage in transit due to a collision or overturning of the vehicle the items are in.
* Covered Australia wide in any vehicle or building
* Cover for Stock up to $2,000
* Cover for any one item up to $2k automatically – if any items need insurance are over $2k, these will to be specified (no charge)
* You can also include Electronic items for Accidental Damage up to $1,000 which is additional to the standard cover– these need to be specified. *QBE Policies only
Please Note – our standard excess is $500 per claim (not per item).
WORK VEHICLE/TRAILER COVER FOR PLASTERERS
Hawks, vacuums, scaffold and sand finishers might just be the beginning of what’s kept in your trailer. Our Tradesure team can advise on the best work vehicle and trailer insurance for you. For plasterers a work vehicle/ trailer is like a third arm, you cannot carry out your job without them. Protect your assets and livelihood with Tradesure Work Vehicle/Trailer Insurance.
PLASTERER ILLNESS AND INJURY INSURANCE
Our professional insurance team can take care of your illness and injury insurance policy as well. Tradesure offers 24/7 Illness and Injury Insurance (not to be confused with Work Cover/Workers Compensation). Our 24/7 cover insures you both at work and at home, in fact it covers you anywhere in Australia. Your policy covers you whether you trip over a trestle at work or suffer a heart attack on the golf course. When the unimaginable happens, Tradesure has your income.
We offer two choices – 1. Accident and Sickness or 2. Accident Only cover, with varying benefit periods ( the maximum time you will be paid) from 1 year up to 5 years for Accident Claims and up to 2 years for sickness claims.
Monthly premiums are available through Premium Funding (Additional charges apply).
CONTRACT WORKS INSURANCE
Contract Works covers damage to the work you are doing while under construction from occurrences such as flood, storm, theft of materials and fire. Although this is often insured by the builder on projects, there maybe cause for you as a carpenter to insure the work/contract you are undertaking. As a carpenter you can insure any single contract or have an Annual Contract Works policy to cover all the work you do and once again monthly premiums through Premium Funding (Additional charges apply) are available.
If you have employees then you need to have them covered by Workers Compensation (Work Cover in some States). At Tradesure we can obtain competitive Workers Compensation premiums for you with Australia’s biggest insurers who also provide an efficient and proactive claims service. We also recommend that you check with your local state authority to see that any of your subcontractors maybe classed as employees under your states Workers Compensation legislation and that you may be required by law to insure subbies under your Workers Compensation policy.
PROMPT CLAIM SERVICE
We understand it’s important that tools claims be dealt with as soon as possible. If your claim details and paper work are in order, we guarantee a maximum 5 business day settlement on your claim. Tradesure Insurance Claims receive priority and we have a dedicated team member to support you with any claims you make, to make sure you receive your full entitlements as soon as possible.
TALK WITH THE EXPERTS
Our experienced team can cater for all your trade insurance needs including Trade Public Liability Insurance. When you insure with Tradesure you have the added bonus of avoiding paying your premiums in one annual lump sum. We offer the option of paying by the month through Premium Funding (Additional charges apply).