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Landscaper, Lawn Mowing, Gardening Insurance

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Just like having fertile soil to help a garden grow, having an insurance program that gives your business roots to grow is just as important.

A Tradesure, we understand the various risks that Landscapers, Gardeners and Lawn Mowers face everyday. Your business will thrive when you have insurance cover in place that protects you, your team and your clients in the unlikely event that something goes wrong.

Accidents happen, and we can help you find the essential insurance you need to support your business’s future growth.

professional landscaper laying turf

Why do I need insurance for my landscaping, gardening or lawn mowing business?

Running a successful lawn mowing, gardening, or landscaping business means working on clients’ property and travelling with your tools and equipment. A comprehensive landscapers insurance package works to shelter you, your team and your business from the particular risks you face, and is essential to maintaining smooth business operations. 

A business insurance package protects your income, assets, tools and equipment. With an insurance program that includes public liability cover, tools insurance and trailer insurance, you can confidently meet client and project requirements while safeguarding against possible property damage, injury, and legal costs.

With Tradesure, you can trust our expertise. We work to understand your business and any risks that are unique to your business. We will then approach insurers on your behalf and provide you with quotes for the best business insurance options for your particular needs, risk and budget to build comprehensive protection for your needs.

What are the insurance options available for my landscaping, gardening or lawn mowing business?

At Tradesure, we offer a comprehensive range of business insurance products for tradies. These covers include public liability insurance, trailer insurance and tools insurance.

Public liability insurance is the focus of an insurance program built for landscaping, gardening or lawn mowing businesses. This insurance product covers any property damage caused, any compensation costs if a client or member of the public is injured, and any legal and defence costs should you have to defend yourself against a claim. It is important to note that this coverage excludes personal accident insurance.

Your tools and equipment are an investment and essential for delivering a great service to your clients, so it’s vital to have cover in case of a natural disaster or theft. Tools insurance provides protection so you can replace your tools quickly, preventing or minimising a loss of income. 

We also provide trailer insurance, which protects your tools and trailer while commuting between jobs. This insurance coverage includes any damage caused by a collision or accident and any theft or vandalism.

A landscape gardener using a leaf blower to blow away freshly cut grass

Public Liability

Public Liability is an essential policy in your landscaper and gardener insurance package. Many clients and project sites require proof of cover before you get to work. It safeguards you and ensures you meet the requirements of any potential clients and projects. This landscaper insurance covers damage caused to any client or commercial premises, unexpected injury to a client or general public, and any legal fees you may need to pay in case of legal disputes.

Note: Public Liability Insurance is not the same as Personal Accident Insurance or Professional Indemnity Insurance

Tools insurance

Your tools and equipment are vital for delivering quality results for your clients. Losing them could significantly strain your finances. Tools insurance makes good business sense to protect you against the impacts of unforeseen events like theft or accidental damage.

Trailer Insurance

It’s likely that your trailer holds all your essential tools and materials necessary for carrying out your trade. Protecting them and your ability to transport them to your project is vital and trailer insurance is a must have for any landscape or gardening business.

Note: Trailer Insurance is not the same as Commercial Vehicle Insurance

Why use Tradesure?

The right cover

Find an insurance solution that works for you and provides suitable coverage for your specific trade. Have peace of mind that your tools, equipment, and trailer are covered by Tradesure.

No nonsense

Review your current policy and get an honest assessment of your business activities and any issues that could affect you should there be a claim

Support when you need it

An experienced team on hand ready to help. If the unexpected happens and you need to make a claim, we are here to go into bat for you and help take the pressure off by liaising with insurers on your behalf.

Frequently Asked Questions

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At Tradesure, we recognise the unique risks and challenges that come with running a cleaning business. That’s why we offer specialised cleaners insurance, which includes public liability insurance and personal accident insurance and is tailored to protect you from these specific risks. Whether it’s accidental damage at a client’s site, theft of your essential tools, or personal injury, having the right cleaners insurance is vital for your peace of mind.

If you have any questions about the best insurance options for cleaners or need advice on your specific circumstances, our friendly team is here to help. We aim to provide the right coverage so you can focus on delivering your top-notch cleaning services without worry.

Don’t leave your livelihood and financial security to chance. Protect yourself and your business with comprehensive cleaners insurance from Tradesure. Get in touch today to request a quote and learn more about how our tailored insurance solutions can safeguard your career and business.

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