As an electrician, you’re in a line of work that comes with unique risks, and those risks need specialised coverage. Every time you step onto a job site, you deal with situations that could lead to property damage, injury, or even costly legal battles.
That’s why having this insurance isn’t just a good idea—it’s essential.
For starters, public liability insurance is a must-have. This covers you if your work accidentally damages someone’s property or if someone gets injured due to what you’ve done. Imagine accidentally drilling through a water pipe or causing an electrical fault that leads to a fire.
The compensation costs in such cases can be huge, but with public liability, those costs are not yours to pay.
But it’s not just about accidents. Legal liability is another significant concern. If a client claims that your advice or work resulted in financial loss, they could take you to court.
That’s where professional indemnity insurance steps in, covering your legal fees and any compensation you might have to pay.
In states like Queensland, the law requires electricians to have public liability insurance with a certificate of currency. Without it, you can’t legally operate. Each state has its own insurance requirements, so it’s crucial to have coverage that meets these regulations. Our insurance covers comply with Queensland consumer protection requirements, ensuring your business operates within the law, reinforcing commitment to professionalism and customer satisfaction.
Suppose you’re a sole trader working on small residential jobs or running a larger electrical business handling commercial projects. In that case, specialised insurance gives you the protection you need to work with confidence.
It’s about ensuring that your business is secure and that you’re covered against any financial fallout, no matter what happens on the job.
