COMPREHENSIVE PUBLIC LIABILITY INSURANCE
At Tradesure we understand as bricklayers you want to build on a solid foundation, we do the same with your insurance package. Our experienced advisers specialise in insurance for tradies and subbies, which has given us the knowledge and expertise to provide you with the right insurance package for your needs.
We can cover all your essential trade insurances starting with Public Liability Insurance. As a Bricklayer, Public Liability is the must have insurance for getting you on-site, and is often an industry standard.
Public Liability Insurance helps protect you if you directly or indirectly cause damage to someone else’s property, or an injury to a third party while working on a job site. Providing financial aid in the event that an accident causes damage or an injury.
OTHER INSURANCES AVAILABLE
Your Tradesure insurance adviser can also provide you with Trade Tools Insurance to protect your tools on and off the job. We understand the value of your tools is so much more than just your wheelbarrow. If those trestles, trowels, chisels and brick saws get stolen, you can be confident your tool theft insurance is in place and ready to kick in before the next job.
What’s covered with our Tool Insurance:
Your tools and stock for Fire & Specified Perils, Flood, Theft following forcible entry to a locked building or locked vehicle, damage in transit due to a collision or overturning of the vehicle the items are in.
* Covered Australia wide in any vehicle or building
* Cover for Stock up to $2,000
* Cover for any one item up to $2k automatically – if any items need insurance are over $2k, these will to be specified (no charge)
* You can also include Electronic items for Accidental Damage up to $1,000 which is additional to the standard cover– these need to be specified. *QBE Policies only
Please Note – our standard excess is $500 per claim (not per item).
BRICKLAYERS WORK VEHICLES & TRAILER INSURANCE
Our Tradesure team can also advise on the best work vehicle and trailer insurance for you. For bricklayers and brickies labourers, a work vehicle/trailer is like a third arm, you can’t carry out your job without it. Protect your assets and your livelihood with Tradesure Work Vehicle/Trailer Insurance. Premiums start from $14.99 per month on work trailers up to $5,000.
IN CASE YOU GET SICK OR INJURED – CONSIDER INCOME PROTECTION INSURANCE
At Tradesure we think this is one of the most important insurances any self employed tradie can have.
Tradesure can arrange your injury and illness cover as well. Not to be confused with work cover, Illness and Injury Insurance will cover you 24 hours a day, 7 days a week, whether you’re on a job or on a holiday. Take care of your business, your income and your family with income protection insurance.
There are two choices – 1. Accident and Sickness or 2. Accident Only cover, with varying benefit periods (the maximum time you will be paid) from 1 year up to 5 years for Accident Claims and up to 2 years for sickness claims.
Monthly premiums are available through Premium Funding (Additional charges apply).
If you have employees then you need to have them covered by Workers Compensation (Work Cover in some States). At Tradesure we can obtain competitive Workers Compensation premiums for you with Australia’s biggest insurers who also provide an efficient and proactive claims service. We also recommend that you check with your local state authority to see that any of your subcontractors maybe classed as employees under your states Workers Compensation legislation and that you may be required by law to insure subbies under your Workers Compensation policy.
CONTRACT WORKS INSURANCE
Contract Works covers damage to the work you are doing while under construction from occurrences such as flood, storm, theft of materials and fire. Although this is often insured by the builder on projects, there maybe cause for you as a bricklayer to insure the work/contract you are undertaking. As a bricklayer you can insure any single contract or have an Annual Contract Works policy to cover all the work you do. Monthly premiums through Premium Funding (Additional charges apply)s, are available on Annual Contract Works policies.
PROMPT CLAIM SERVICE
We understand it’s important that tools claims be dealt with as soon as possible. If your claim details and paper work are in order, we guarantee a maximum 5 business day settlement on your claim. Tradesure Insurance Claims receive priority and we have a dedicated team member to support you with any claims you make, to make sure you receive your full entitlements as soon as possible.