Are You A Self-Employed Tradie? Read This!

Tradesure
01 Sep 2021
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If you’re working as a self-employed tradie, having the right insurance is critical to protect you and your business. 

As a self-employed tradie, your income depends entirely on your ability to work. Imagine being injured for six months, unable to work and not getting your regular pay. How would you meet your expenses and feed your family?

It’s important to have a backup plan to cover your expenses. When you’re self-employed, having Personal Accident & Illness Insurance is essential to protect your financial stability. 

What Is Personal Accident & Illness Insurance?

Personal Accident & Illness Insurance is a type of insurance cover that will pay you an income when you’re unwell or injured. It offers 24/7 cover, whether you’re injured at work, home, or traveling. 

Unlike Workers Compensation, which pays a one-off lump sum, Personal Accident & Illness Insurance regularly pays you a percentage of your income until you are able to return to work. It covers tradespeople 24 hours a day, regardless of when the accident or sickness occurs your income can be protected.

Why Should Self-Employed Tradies Get Personal Accident & Illness Insurance?

Personal Accident and Illness Insurance covers you for the unexpected… Would you be able to survive if you couldn’t work for six months?

Taking out this cover will protect yourself and your family by ensuring you'll still have an income even if you are unable to work due to illness or accident.

There are many benefits of having Personal Accident & Illness Insurance if you’re working as a self-employed tradie. These include: 

  • Regular income while you recover
  • Peace of mind
  • Financial stability 
  • Covered 24/7
  • Covered both at home and at work 
  • Offers up to 5 years of financial benefits

Remember, as a self-employed tradie, the most important aspect of your business to protect is yourself…

If you were unable to work due to illness or injury and you’d struggle to cover the bills without your regular income then Personal Accident & Illness Insurance is invaluable.  

Looking for Trade Insurance? 

At Tradesure, we provide insurance for tradies, subcontractors and builders across Australia. As part of the Regional Insurance Brokers network, we can provide our clients with a broad range of products, exclusive policy options, and competitive pricing. 

When you need to make a claim, you’ll have our backing and supporting you through the process. We make things easier so you can get back to the tools. 

Talk to our team for sound advice on all your insurance needs and to get a quote today. 

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