Your Questions Answered About Trade Insurance!

Insurance is a tricky topic but without it, your work would be a much riskier business.

We’ve answered some common questions below to help you figure out the world of trade insurance...

Why Do I Need Insurance As A Tradie?

The potential for danger, damage and injury is much higher in the trades industry than other office-based jobs.

If you find yourself in a situation where yourself, somebody else or their property has been compromised as a result of your work, your income and finances are likely to be affected. 

With trade insurance, you can make sure external parties, your tools and income are protected should anything unexpected happen, with a significantly less cost to you.

What Are The Most Important Trade Insurances?

There are a few types of insurances for tradies that you should consider based on the sort of work you are doing. 

Typically, the most common types of insurances for tradespeople include:

• Professional Indemnity Insurance
• Public Liability Insurance
• Income Protection (also known as Injury and Illness Insurance)
• Tool Insurance 

If you want more information on what types of insurance you should take out, talk to the experts at Tradesure.

How Do I Make A Claim?

Your insurance is designed to be there when you need it most… and should something go wrong that affects your work, you’ll want compensation.

This is when you will need to make a claim.

If you are dealing with an insurance company directly, making an insurance claim is slightly more difficult. It may include filling out long forms, gathering documents and navigating disputes between you and your provider.

However, if you get insured through Tradesure, you just simply need to call us and we’ll tell you exactly what we need from you so we can get you everything that you are entitled to.

Do I Need An Insurance Broker?

While an insurance broker isn’t mandatory, your life will be much easier with one. 

With an experienced broker, you will save yourself time and money. They can:

• Compare policies for the best price
• Ensure you are covered to the extent that you need
• Make your claims for you

Have more questions? Speak to our team at Tradesure to get filled in! Give us a call today.