Going with an insurance policy with the cheapest premium might seem like a great way to save money, but it can mean that you leave yourself underinsured. This is going to cost you a lot in the long run. Not having the correct amount of cover for you or your business is surprisingly common, especially in...
When you are a tradie, work and life often get in the way and managing your insurance gets pushed to the bottom of the to-do list. However, if something does go wrong on site and your insurance isn’t in order, this is going to have massive repercussions on you, your business and your customers. Managing your...
If you’re a tradie who uses a trailer to store your tools or specialised equipment, it’s a good idea to have Trailer Insurance. While it isn’t legally required to be covered, you could be risking a lot by leaving yourself uninsured. There’s a fair bit of risk in a tradesperson’s line of work and if...
Tradesman Public Liability Insurance makes sure that you are covered financially for any compensation that you might owe.
So, you’ve taken out some type of insurance recently, you’ve got the policy document and filed it away, but did you read it? Most of us would agree; insurance policy documents are not the most fascinating of reads. But they really should be read and most importantly understood. They hold detailed information about exactly what...
The most common types of liability insurance are, Public Liability, Professional Indemnity and Product Liability. Public Liability Public Liability insurance protects you and your business against the financial risk of being found liable for negligence for damage or injury to third parties. These include: Injury or death, i.e. a staff member causes another person to fall over on...
Why do I need Tool insurance? Tradesman rely heavily on their tools to produce income for them so they are a very important part of their business. They can also be expensive to replace particularly for those tradies who have tools worth over $10,000 and some of the claims we have experience have results...
